Property & Casualty Insurance
Protecting your business assets
Every business faces physical and operational risks that can disrupt its growth. Property & Casualty insurance protects your company’s assets against loss or liability arising from unforeseen events.
At Fairpoint, we help growing and established businesses build protection that reflects their true exposure. Whether you manage an office, warehouse, or manufacturing facility, we place coverage with leading insurers known for strong wording, responsive claims handling, and financial strength.
Why it matters
Fire, water damage, theft, and liability claims can have a lasting financial impact. Many policies leave critical gaps, especially around business interruption, equipment breakdown, or supply chain dependencies.
Fairpoint’s approach ensures that your coverage mirrors your operations, not a template. We help you understand where your biggest risks lie and work with top carriers to close coverage gaps before a loss occurs.
What’s covered
Property & Casualty programs should include:
Commercial property (buildings, contents, equipment)
Business interruption and extra expense
General liability
Equipment breakdown and machinery coverage
Umbrella and excess liability protection
Our approach
We combine technical understanding with market insight to ensure comprehensive, efficient protection.
Our process includes:
Reviewing assets, leases, and contractual obligations
Benchmarking limits
Efficient renewal handling