Technology Errors & Omissions


Protecting your services

Technology drives growth, but it also creates unique risks. From software bugs to system outages, even small errors can lead to major financial loss for your clients. Technology E&O insurance helps protect your business when your product or service doesn’t perform as intended.

At Fairpoint Assurance, we specialize in helping tech companies—from SaaS startups to IT service providers—secure E&O coverage that keeps pace with their innovation. We understand your clients’ expectations and structure coverage that aligns with your contracts and technical exposure.

Our approach

We combine technical understanding with market expertise to place the right coverage for your stage of growth.

Our process includes:

  • Reviewing your contracts and operational exposure

  • Placing coverage with leading markets known for their speed and expertise

  • Limit benchmarking

Why it matters

As technology becomes more complex, liability expands. Clients increasingly expect vendors to stand behind performance, uptime, and data integrity. A single failure or delay can result in costly disputes, reputational harm, and business interruption.

Tech E&O coverage provides the financial protection needed to respond to these claims, covering defense costs, settlements, and damages. Fairpoint partners with best-in-class carriers offering broad wordings that address both professional liability and technology-specific risks

What’s covered

Comprehensive Tech E&O programs can include:

  • Professional errors, omissions, or negligence

  • System failures, outages, or performance issues

  • Contractual liability and service level breaches

  • Defense costs, settlements, and judgments

  • IP infringement & data loss

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