Distribution


Protecting your network

Distributors play a vital role in connecting manufacturers, retailers, and end users. Your business depends on the smooth movement of goods, reliable warehousing, and efficient logistics. Cyber attacks, property damage, or supply chain disruption can quickly affect profitability and client trust.

At Fairpoint , we help distribution and logistics companies protect their assets, operations, and reputation. Whether you handle consumer goods, industrial materials, or perishable products, we build coverage that reflects your operational scale and complexity.

Why it matters

Distribution networks face constant exposure to transit damage, theft, and business interruption. With supply chains increasingly digitized, cyber incidents can also disrupt routing, inventory systems, and communications. A comprehensive insurance program must therefore address both physical and digital dependencies.

Fairpoint works with insurers that understand the logistics and distribution sectors, offering broad programs that integrate property, liability, and cyber protection. We also partner with markets capable of insuring cross-border operations and high-volume warehouses.

Our approach

We collaborate with operations managers and business owners to assess every link in the distribution chain before structuring coverage.

Our process includes:

  • Reviewing logistics contracts and carrier relationships

  • Evaluating warehouse, transit, and digital system exposures

  • Placing coverage with insurers experienced in national and international distribution

What coverage you need

Typical protection for distributors includes:

  • Property and Business Interruption for warehouses and storage facilities

  • Cyber insurance for inventory and logistics systems

  • Cargo and Transit coverage for goods in transport

  • General Liability for third-party injury or property damage

  • Crime and Employee Theft for stock and cash losses

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