Professional Liability
Protecting your services
Clients rely on your expertise. When a mistake, omission, or misunderstanding leads to financial loss, they may hold your business accountable. Errors & Omissions (E&O) Insurance helps protect professional service providers against claims of negligence, errors in work, or failure to deliver contracted services.
At Fairpoint Assurance, we help consultants, advisors, and service-based businesses secure coverage that protects their reputation and financial stability.
Why it matters
Even the most diligent professionals face the risk of disputes. A single claim can result in costly legal defense, reputational harm, and business disruption. E&O coverage ensures that you can continue operating confidently, knowing that your insurance will respond to client allegations and defense costs.
This protection is essential for firms that provide advice, analysis, or specialized expertise.
Our approach
We assess your services, client base, and contractual requirements to identify potential exposures before placing coverage.
Reviewing your operations and client agreements
Comparing wordings across leading carriers
Securing coverage with strong defense provisions and affirmative coverage
What’s covered
Typical E&O coverage can include:
Professional errors, omissions, or negligence
Breach of contract or misrepresentation
Failure to meet professional standards or deadlines
Legal defense costs, settlements, and judgments