Startup
Protecting your growth
Every startup moves fast, but growth often brings new risks. From investor demands to client contracts and cyber exposure, startups face complex challenges long before they scale. Insurance is not just a box to check for compliance; it is a tool that protects your company’s progress and credibility.
At Fairpoint, we help early-stage and growth-stage companies secure the right foundation of coverage. Our goal is to simplify the process, explain what truly matters, and align your insurance with your business model and investor expectations.
Why it matters
Founders often overlook key exposures while focusing on building product and traction. A contract dispute, data breach, or employment claim can quickly drain limited capital. Many investors and clients now require startups to maintain professional, cyber, and D&O coverage before closing a deal or signing a major contract.
Fairpoint partners with insurers that understand the startup ecosystem, offering flexible programs that evolve with your growth and funding milestones.
Our approach
We work directly with founders, accelerators, and investors to build efficient insurance programs that match your stage of development.
Our process includes:
Reviewing investor and contract requirements
Benchmarking coverage by industry and funding stage
Placing coverage that covers your exposure and doesn’t break the bank
What coverage you need
Common insurance requirements for startups include:
Cyber Insurance for data protection and regulatory compliance
Technology Errors & Omissions for performance or service failures
Directors & Officers for investor and management protection
Employment Practices Liability for workplace and HR-related claims
Commercial General Liability for premises or third-party injury