Fintech & Digital Assets
Protecting trust and transactions
Companies operating in financial technology and digital assets face some of the most complex risk environments in the market. Between evolving regulations, cyber threats, and client trust, even a small operational error or security incident can lead to major financial and reputational loss.
At Fairpoint, we help fintech platforms, payment processors, and blockchain companies build insurance programs that meet investor, client, and regulatory expectations. We focus on aligning coverage with your technology, compliance framework, and risk tolerance.
Why it matters
Financial technology companies manage sensitive data and facilitate high-value transactions. A single vulnerability, whether from a coding error, phishing attack, or vendor breach, can result in system downtime, financial loss, and regulatory scrutiny.
Digital asset firms face additional exposure around custody, theft, and volatility. Because these risks often fall outside the appetite of traditional insurers, many companies struggle to secure adequate coverage. Fairpoint works with both domestic and overseas carriers who actively write fintech and digital asset risks, ensuring access to markets that understand the technical and regulatory nuances of this sector.
Our approach
We work closely with founders, lawyers, and investors to structure coverage that satisfies both operational needs and partner requirements.
Our process includes:
Reviewing platform architecture and risk controls
Benchmarking coverage across fintech and digital asset markets
Coordinating with specialized underwriters and overseas carriers experienced in financial technologies
What coverage you need
Typical coverage considerations include:
Cyber Liability for data breaches and extortion
Technology Errors & Omissions for transaction or system failure
Directors & Officers for investor and regulatory protection
Crime and Fidelity for employee or third-party theft
Professional Liability for payment processing, advisory, or compliance services