Directors & Officers
Protecting your leadership
D&O insurance protects company leaders from personal financial loss resulting from management decisions made in their role as directors or officers. It also helps the company cover defense costs, settlements, and investigations tied to those decisions.
At Fairpoint Assurance, we help startups and growing companies secure D&O coverage that scales with their business. Whether you are raising capital or preparing for an acquisition, we make sure your leadership is protected
Why it matters
Founders and executives can be personally named in lawsuits from investors, employees, or regulators. Even private companies face significant management and governance risks.
D&O insurance provides financial protection for these individuals and helps attract qualified board members who expect this safeguard to be in place.
Typical management liability coverage includes:
Alleged mismanagement, breach of duty, or negligence
Defense costs, settlements, and judgments
Employment practice liability to protect the company againts suits alleging discrimination, harassment, sexual misconduct, wrongful termination & more.
What’s covered
Our approach
We assess your ownership structure, investor requirements, and growth stage to place the right coverage with top-tier carriers. Our process includes:.
Our process is simple:
Evaluating exposure and policy needs
Review of financial statements
Benchmarking limits and wordings
Negotiating competitive terms and renewals